“Come on you guys! It doesn’t take a genius to figure out how stupid these TV commercials are getting!” Now you’ve got the caveman doing a “crummy” rendition of a supposedly Disco dance! If Disco music was this dreadful, it would have never survived the 70′s. It’s bad enough that Geico Insurance insults peoples intelligence by constantly showing us these “stupid” TV commercials everyday, but now you insult our “Disco” American culture with bad music!
Most of Geico Insurance customers now days were probably “Big Fans” of Disco music, back in the 1970′s. Simply because a lot of young people that live at home with their parents, have their car insurance under their parents name, thus in return most young people DO NOT purchase car insurance. Using TOP name celebrities like “Peter Frampton” or “Little Richard” was a bad idea for Geico. These celebrities must be “getting really hard up to accept such an act of stupidity!”
Ironically, what a lot of people DO NOT realize is how serious automobile insurance can be? If you hit someone with your vehicle and they are seriously injured. Most likely their attorney will file a lawsuit against you! Automobile accident lawsuits are filed against the driver that caused the accident and NOT the insurance company.
If you go to court, “Is Geico going to get the caveman to represent you in front of a jury? ” I think not. Although attorneys are NOT allowed to mention the name of the insurance company during the trial, but can ask “Do you have any disagreements with Geico Insurance? ” during jury selection. The jury will then realize that it’s Geico Insurance who will pay the bill. “Hopefully the caveman will not be your attorney!”
The attorneys I have talked to, position that Geico Insurance is not that awful about settling out of court. Unlike Statefarm and Allstate which will always go to trial for any injury, which we ironically seem to pay higher insurance premium prices for? These two companies do seem to have decent commercials regarding your car insurance policy.
Personally, I believe that Geico needs to “Update” their TV commercials or advertisement campaign. At the present time, they are objective taking up TV viewers time with nonsense and “stupidity” I am sure Geico pays these TV advertisement companies an enormous amount of money each year!
My advice for Geico, if they want to keep their existing customers, and possible future customers, is to do away with these “stupid” TV commercials and try something more modern. Perhaps using a parody of some kind taken from a movie? TV viewers calm love entertainment and will most likely appreciate the creative change.
Thanks for reading,
Phillip Chambley.
Filed under Auto Insurance Companies by on Jan 24th, 2011. Comment. 
Senior citizens and older drivers, like teenagers, find themselves at a disadvantage when it comes to car insurance. A number of factors, such as crashes per miles driven and accident fatalities according to age group, cause insurance rates to begin to rise once a driver reaches the age of 60. Considered only slightly less risky than new drivers there are some things seniors can do to keep the rising costs of auto insurance to a minimum.
Most states now offer mature defensive driving courses designed to hold driving skills sharp. As is the case with Driver’s Ed, about two thirds of all states mandate insurance companies give policy discounts upon completion of these courses. Generally, the cost for these two day courses is less than $30.00 and may well provide a 10% discount on auto insurance for 3 years. Checking with your insurance agent, AAA, or AARP can fetch you information on where courses are offered in your state along with actual costs.
Seniors should carefully judge the vehicle being driven for a number of reasons. As a rule most insurance companies give discounts across the board for safety and anti-theft features, updating or upgrading could save money over the long haul. Additionally, as we age our reflexes and reaction time slows, so now more than ever it is principal for the car to be properly maintained and easy to operate.
One of the biggest money savers on car insurance is also the most obvious – avoiding accidents. Any driver regardless of age who is uncomfortable during certain conditions such as weather, darkness, or rush hour should simply just not drive.
Joining AAA, or AARP is well worth the yearly fee, not only will it save you money on car insurance in some cases, but it can also save on repairs. Always shop around for the best prices, or at the very least review your policy yearly with an agent to be sure you’re not missing any discounts.
Sources:
http://www.hometownquotes.com/auto-insurance-tips-for-seniors.html
http://www.sbaaa.com/Insurance/Auto/auto_insurance_senior_citizen_drivers.htm
http://www.seniorjournal.com/NEWS/Discounts/2007/7-06-28-SenCitCanFind.htm
Filed under Auto Insurance Companies by on Jan 21st, 2011. Comment.
When you apply for a automobile loan, the financing service provider will investigate your background They will seem at your credit score historical past, your employment and your income to decide whether or not you are a protected risk If you aren’t undertaking the identical thing with your automobile insurance cover supplier, you could be making a severe mistake.
Automobile insurance policy scores enable buyers to ascertain regardless of whether they are buying insurance policy products from a dependable service They apply universal standards to rate distinct aspects of just about every internet business, from buyer satisfaction to billing practices.Buyers can use automobile insurance coverage rankings to determine regardless of whether a distinct agency is a protected bet If a supplier has received a low rating, you know that they are deficient in particular places of practice.Where to Discover Automotive Insurance plans RankingsVarious independent entities publish automobile policies rankings, and referencing two or even more of these entities will give you a a lot more comprehensive search at each and every an insurance plan carrier’s reputation.A.M Finest, for instance, offers car policies scores with regard to each and every company’s credit score historical past They evaluate regardless of whether or not a specific insurer is responsible with funds and financially solvent Then you have J.D Energy & Associates automobile insurance policy scores I never switch insurance plans carriers with out 1st consulting this supply, mainly because it is the easiest way to get a broad overview of numerous distinctive providers all in an individual place.J.D Energy is assorted from A.M Leading on the grounds that the former focuses on things like purchaser satisfaction and the diversity of coverage offerings Both sources are important if you want to make certain you are carrying out internet marketing business with a dependable and reputable policy supplier.You would probably also want to examine out Standard & Poor’s, Client Reports and the Insurance packages Institute for Highway Safety (IIHS) These organizations supply data and statistics that can support you make your choice.A Matter of Personal PreferenceAutomotive insurance protection scores are subject to interpretation A class that 1 client finds necessary may perhaps not matter to an additional, for illustration, and you ought to assign your own weight to each and every region of evaluation.If you are most concerned with pricing, you would likely want to assign a good deal more weight to the pricing class at J.D Energy, and you would possibly not be as concerned with the fiscal strength rating at A.M Perfect If, in spite of this, you want to work with a supplier that provides a diverse range of coverage alternatives, you may perhaps focus on that aspect of car insurance cover rankings.Maintain in mind that at A.M Finest, automobile insurance packages rankings are classified by economic size Smaller agencies that have not been in the market for lengthy will have lower monetary size rankings, which can impact their all round grade in the credit score score.I tend to seem for consistency across the board rather than high marks in just a person or two places I want to do business enterprise with an policy supplier that ranks extremely (if not at the leading) for all categories rather than ranking at the top rated in 1 class and showing mediocre scores everywhere else.Other Sources of Automobile Insurance plans RankingsFormal vehicle policies rankings are not the only supply of data you can use when evaluating insurance plans corporations The Much better Home business Bureau, for instance, gives info about complaints processed via their organization, which can give you an notion of all round consumer satisfaction.You can also take an informal survey among friends and family, or even seek out opinions on the Net Verify out recent news articles about the insurance protection small business you are contemplating, and interview an agent prior to you agree to sign a coverage.Vehicle coverage rankings are not usually based on precisely the identical criteria you would want to contemplate just before selecting an coverage supplier Even so, they do deliver a jumping-off point for your research, as well as an objective point of view for you to look into .
Filed under Auto Insurance Companies by on Nov 10th, 2010. Comment.
